CM Punjab Asaan Karobar Card 2025 – Online Application, Eligibility & July Update
By Dera.pk – Last Updated: July 2025
💡 Introduction
Starting or growing a small business in Pakistan has always been a challenge, especially for low-income citizens. But 2025 brings new hope.
The Government of Punjab has officially launched the CM Punjab Asaan Karobar Card 2025, a small-business support initiative designed to provide interest-free loans and startup support for entrepreneurs and unemployed youth.
If you're wondering how to apply, what the eligibility is, and whether this program is worth your time – you're in the right place.
🧾 What is the CM Punjab Asaan Karobar Card?
The Asaan Karobar Card is a government-issued financial support card launched under the leadership of Chief Minister Punjab. This card allows eligible citizens to:
-
Access interest-free business loans
-
Register for training and mentorship
-
Avail government schemes designed to empower local businesses
🔔 Key Update July 2025: Applications for Phase 2 are now open.
📋 Eligibility Criteria
Before applying, make sure you meet the following conditions:
| Requirement | Details |
|---|---|
| Age Limit | 18 – 50 years |
| Residency | Punjab domicile |
| CNIC | Valid and biometric verified |
| Income | Monthly income less than Rs. 50,000 |
| Business Plan | Mandatory for new applicants |
Note: Priority is given to women, differently-abled individuals, and youth from underdeveloped areas.
🖥️ How to Apply Online
You can apply for the CM Punjab Asaan Karobar Card in just a few simple steps:
-
Visit the official portal: https://psic.punjab.gov.pk
-
Click on “Apply for Asaan Karobar Card”
-
Register using your CNIC and mobile number
-
Fill in the required information, including:
-
Business details
-
Loan amount needed
-
Repayment plan
-
-
Upload scanned documents (CNIC, business plan, photos)
-
Submit and wait for verification
💼 Documents Required
-
Copy of CNIC
-
Passport-size photograph
-
Business plan (for new setups)
-
Utility bill (for address proof)
-
Monthly income certificate (if applicable)
-
Any previous loan clearance certificate (if available)
💳 Loan Features
| Feature | Description |
|---|---|
| Loan Limit | Rs. 50,000 – Rs. 500,000 |
| Interest Rate | 0% (Fully interest-free) |
| Repayment Period | 1 to 3 years |
| Processing Time | Within 30 days of application |
| Guarantor | Required (1 or 2 persons depending on amount) |
🟢 July 2025 Update – What’s New?
-
Over 50,000 cards issued in Phase 1
-
Women entrepreneurs can now apply for a second-round loan
-
Tracking system introduced: Check application status online
-
Partnership with Akhuwat Foundation for loan disbursement
🔍 How to Check Application Status
-
Enter your CNIC and mobile number
-
Click “Check Status”
-
Your loan and card status will be shown on screen
🤔 Is This Card Really Useful?
YES!
The CM Punjab Asaan Karobar Card is not just a loan—it’s an empowerment tool. It supports small businesses, encourages entrepreneurship, and builds economic strength in rural and urban Punjab.
✅ Conclusion
If you’re dreaming of running your own business but don't have the funds, this scheme could be your golden opportunity.
Apply today and take the first step toward financial independence.
👉 For full updates and other government schemes, visit Dera.pk
👉 Share this with friends or family members who might benefit.